Guides

The whole month

Put a home, a car, and debts into one number, without counting the car loan twice.

10 lessons. Read them in order, or open the one that matches your question.

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1. 1The month is the first screenWiseCalculator opens on the monthly picture. A home or a car is how you start. The form sits beside that picture on a wide screen.1 min
2. 2Four tiles, in any orderMortgage, car, debt, and take-home can be filled in any order. The month adds a slice only when that tile has a number.1 min
3. 3Leftover needs a take-home amountLeftover is take-home minus the month. Until you type take-home, the remainder stays hidden.1 min
4. 4Do not count the car loan twiceThe car form includes the loan payment. If that same payment is also a debt row, say so. The month then keeps the loan once.1 min
5. 5Car upkeep when the loan is already a debtUpkeep is insurance, registration, maintenance, and fuel. The loan payment stays on the debt tile.1 min
6. 6Your car stays while you price anotherThe month keeps your car. A car you are considering is a separate estimate until you choose Use this car.1 min
7. 7The PMI date on the monthWhen PMI is in the housing payment, the month names when you can ask to remove it. That is 80% of the original price.1 min
8. 8Payoff dates under the monthThe car loan end date and each debt’s end date sit under the month, next to the PMI line when that exists.1 min
9. 9Your numbers stay on the phoneMortgage, car, debt, and take-home are stored in the browser as you type. They are still there when you come back, on that phone.1 min
10. 10An account keeps the calculatorsAfter a number exists, you can sign in with an email and password, or with Google. The account then keeps the mortgage, the car, the debts, and take-home.1 min